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Update on Svetlana

Svetlana is an entrepreneur from Melitopol. She is a retailer at one of the local markets and sells women's clothing. Having worked as a marketplace merchant for the past 14 years, Svetlana has been able to set up her own retail outlet and acquire regular customers. Her most popular products are blouses, dresses, blazers and jackets.

At the start of the fall-winter season, Svetlana needs additional capital in the amount of 4,000 hryvnia to purchase 10 dresses at 250 hryvnia each, as well as 5 blazers at 300 hryvnia each, for sale in the fall.
View original language description ↓
Светлана – предприниматель из Мелитополя. Она торгует на одном из местных рынков, продает женскую одежду. Работая в сфере рыночной торговли уже 14 лет, она смогла приобрести собственное торговое место и свой круг клиентов. Наиболее ходовыми товарами среди ее ассортимента являются блузы, платья, пиджаки и куртки.
Светлана в начале осенне-зимнего сезона необходимы дополнительные средства в размере 4 000 гривен для того, чтобы закупить 10 штук платьев по 250 гривен, а также 5 пиджаков по 300 гривен под реализацию этой осенью.

Previous Loan Details

Svetlana lives in Melitopol with her husband and her grown-up daughter. She sells women's clothing, dresses, blouses and sweaters at one of the local markets. Svetlana always has a great assortment of products, which consistently attracts more and more buyers to her. Furthermore, she sells the pr... More from Svetlana's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 2
    View loans »
    Ukraine Loans Fundraising
  • $6,441,575
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Svetlana to purchase 10 dresses and 5 blazers for her clothing shop.
100% repaid
Repayment Term
3 months (Additional Information)
Repayment Schedule
At end of term
Aug 15, 2012
Sep 9, 2012
Currency Exchange Loss:
Oct 15, 2012