A loan of $2,600 helped a member to pay for purchasing of oil,dough etc.

Om Namah Sivaya - A Group's story

Omm Namah Sibaya (the name of one Hindu god believed to protect) is a group of four active and energetic women from Duajhar village, Khariar Block of Nuapada district in Odisha, India. This group was started in 2010 with the purpose of raising the income level of the families.

The featured member, Bhumisuta, is one of them. The lady standing to the far right and raising her hand in the photo is Bhumisuta. She is 37 years old, and lives with her husband, two sons, aged 17 and 15, and mother in-law. Her sons are attending college. For the last ten years, Bhumisuta has maintained her family by running a small business making and selling sweets with the help of her husband. She specially makes a locally popular sweet named “Khurma” (fried dough dipped in sugar syrup). Her husband uses his moped every day to supply the product to wholesalers in the local market as per their orders. Bhumisuta also supplies sweets for functions in their village as per the order of the customer.

Bhumisuta and her husband cook for six hours in an open fire every day, making 50–60 kg of sweets with a daily expenditure of 2,500 INR. Bhumisuta needs to replenish her stock of raw materials such as dough, oil, sugar, and firewood once a week. She says that the prices of raw materials are changing very frequently and that she has been a victim of the price rise many times due to her frequent replenishment cycle. To safeguard herself from price fluctuation, Bhumisuta will use the loan amount to buy raw materials such as oil, dough etc. in bulk and then store them. This will help her to save the repeated transportation and purchasing costs. Bhumisuta dreams of buying a four-wheeler in the near future to make the transporting and supply of her manufactured products very smooth with low transportation costs. So she and her husband are working very hard to save money to help their cherished dream materialize.

The other members of the group are Rohini, Malati, and Droupadi who run clothes and grocery shop businesses to help support their families.

In this group: Rohini, Bhumisuta, Malati, Droupadi

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