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Update on Maruja

Maruja is 40 years old, married, and has two children. She lives in the Urubamba province. She continues to work at her grocery store selling staple products such as rice, sugar, pasta, oil, and other items. With this store, Maruja has been able to educate her children, who are university students.

She is asking for this loan to purchase merchandise which will allow her to capitalize her business and continue paying for her children's education. For this reason, she is very thankful to Kiva for helping her develop her business. She promises to make her payments on time. Maruja is a member of the San Jose de Urubamba community bank located in the Urubamba province in Cusco, Peru.
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La socia es la señora Maruja, ahora tiene 40 años de edad, casada con 2 hijos, vive en la provincia de Urubamba, la socia continua con su actividad comercial en su tienda de abarrotes, vendiendo productos de primera necesidad como Arroz, azúcar, leche, fideos, aceite entre otros. Maruja se ha mantenido trabajando en esta actividad la cual le ha permitido educar a sus hijos quienes son estudiantes universitarios, La socia solicita el préstamo para comprar mercadería que le permita capitalizar su comercio y segur pagando la educación de sus hijos, por ello la socia está muy agradecida con KIVA, por ayudarla a desarrollarse en su actividad y se compromete a cumplir con el pago de sus cuotas puntualmente. Maruja pertenece al banco comunal “San Jose de Urubamba” de la provincia de Urubamba del Cusco – Perú.

Previous Loan Details

Maruja is a member of the "San José de Urubamba" community bank which is located in Urubamba district, in Urubamba province, in Cusco department. Maruja is 39 years old, lives with her partner, and has two children. She divides her time between her daily activities and her grocery store busin... More from Maruja's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 40
    View loans »
    Peru Loans Fundraising
  • $64,450,300
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Maruja to purchase merchandise such as rice, sugar, milk, pasta, oil, and other items.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Aug 21, 2012
Sep 16, 2012
Currency Exchange Loss:
Feb 15, 2013
This photo was used before for a previous loan for Maruja. It was first posted on Kiva on Jun, 2011. Learn More