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In this Group: Tong, Nheb, Leng
Tong is a 57-year-old mother of seven children, only one of whom is living with her because she can earn only a low income from her sugarcane juice selling business. To support their daily basic needs, Tong grows rice and plants vegetables (green mustard). She has been in this business for 32 years and is able to earn about 29,000 KHR per day and save her about 7,000 KHR per day after offsetting the daily expenses. She formed a group of three members who all are the first-time loan clients. They are applying for 800,000 KHR each, Tong is the group leader. She will use her loan portion to buy green mustard seeds, fertilizer, and insecticide for her rice field and vegetable garden. She hopes to grow a healthy cash-crop so she can multiple her income for her children's sake.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 66
    View loans »
    Cambodia Loans Fundraising
  • $41,756,250
    Funds lent in using Kiva
  • 4,056.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Tong's Group's $600 loan helped a member to buy seeds, fertilizers and insecticide.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 9, 2012
Sep 19, 2012
Currency Exchange Loss:
Sep 17, 2013