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Lafortune Group
In this Group: Bembeleza, Nkinzo, Zirko, Ganyamulume, Watanga, Dunia, Dorcas, Kasanya, Marie, Banfunyembake, Rosette, Maneno, Furaha, Nanjoga, Masika, Feza, Sifa
The client, Bembeleza, is the representative of the loan group Lafortune. A courageous woman entrepreneur, she is 40 years old and the mother of eleven children, who are all in school. Bembeleza is a retailer of sundry cosmetic products, particularly wigs, hair extensions, beauty lotions, perfumes, etc. at the Virunga central market. Her husband is a welding technician.

Bembeleza started her business with a Hekima loan when she was informed by her friends of this microcredit program. The profits from her business go toward savings, food, and schooling for her children. However, she just completed her fifth loan cycle. Over that time, this client saw her business progress upward, despite the multitude of taxes to which she is subjected. In any case, thanks to Hekima loans, she achieved important home supplies and equipment for her family.

So her new loan must serve to supply her with 30 wigs and a variety of other goods. In addition, she would like to see her children grow up smoothly.

This client thanks Hekima and its partners for their actions in supporting poor women with low incomes to become autonomous.
View original language description ↓
La cliente Bembeleza représentante du groupe de crédit Lafortune, Femme courageuse, entrepreneur, âgée de 40 ans, mère de 11 enfants qui étudient tous. Elle est vendeuse des petits objets de maquillage dames notamment (perruques, mèches, bijoux, bagues, gourmettes, rouge à lèvres, lotion de beauté, parfum, etc.) au marché central de Virunga. Son mari est un technicien soudeur. Elle commença son business avec le crédit de Hekima, de lors qu’elle fut informée par ses consœurs de ce programme de microcrédit. Les bénéfices de son activité servent d’épargne, d’alimentation et scolarité pour ses enfants. Cependant, elle vient d’obtenir son 5eme cycle de crédit. Au cours de la période, cette cliente a vu ses affaires marchent positivement malgré la multitude des taxes aux quelles, elle est assujettie. Toute fois, Grace aux crédits de Hekima, elle a réalisé des équipements ménagers importants pour sa famille. Ainsi, ce nouveau crédit doit lui servir de s’approvisionner avec 30 perruques et autres divers. En plus, elle souhaite voir ses enfants grandir en douceur. La cliente remercie Hekima et ses partenaires pour les actions d’autonomisation de pauvres femmes à faible revenu

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 3
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,474,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Lafortune Group's $3,775 loan helped a member to purchase 30 hair pieces and a variety of other cosmetics products to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 31, 2012
Sep 9, 2012
Currency Exchange Loss:
Jan 15, 2013