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Tupendane Group
In this Group: Nsimire, Florida, Yvette, Sifa, Kahindo, Amina, Vumilia, Judith, Fatuma, Bahati, Furaha, Kanyere, Kahindo, Chibalonza, Nankafu, Furaha, Sifa, Faida, Miseze, Nyamirimo, Mamandjolo, Kanyere, Nyamwiza, Fatuma, Aridja, Vumilia, Riziki
This client, Furaha, is a member of the loan association Tupendane. A courageous woman entrepreneur, she is 31 years old. Her husband is a soldier who unfortunately abandoned her over eight years ago. She is a retailer of secondhand goods in a small informal market located in the Munzenze military camp.

Furaha was introduced by her peers to this business in 2009. Later on, she was informed about micro-loans granted by the microfinance institution Hekima. The profits from her business go toward savings, food, and supporting her children's education. Over that time, this client saw her business shrink due to the crisis which covered the northern province of Kivu.

This new loan must serve to supply her with chairs, mattresses, and televisions to resell. In addition, she would like to see her children grow up comfortably and to purchase a parcel of land in the future.

This client thanks Hekima and its partners for their actions in supporting poor women with low incomes to become autonomous. It is appropriate to note that one client in the photo is carrying her baby on her back.
View original language description ↓
La cliente Furaha, membre d’une association de crédit Tupendane, femme courageuse, entrepreneur, âgée d'environ 31 ans. Son mari est un militaire, malheureusement, qui l'a abandonné depuis plus de 8 ans. Elle est vendeuse de biens d’occasion (second hand) dans un petit marché noir (informel) situé dans le camp militaire Munzenze. Elle fut initiée par ses pairs en 2009 dans cette affaire. Plus tard, elle fut informée de micro crédit qu’octroi l’IMF Hekima. Les bénéfices de son activité servent d’épargne, d’alimentation et d’appui à la scolarité de ses enfants. Au cours de la période, cette cliente a vu ses affaires ralentir suite à la crise que traverse la province du Nord Kivu. Ce nouveau crédit doit lui servir d’acheter de chaises, matelas, de télévision à revendre. En plus, elle souhaite voir ses 4 enfants grandir confortablement et acheter une parcelle dans le futur. La cliente remercie Hekima pour les actions d’autonomisation de pauvres femmes à faible revenu.Il sied de signaler qu’une cliente porte son bébé au dos.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 5
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,515,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Tupendane Group's $3,125 loan helped a member to purchase chairs, mattresses, and televisions to sell.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Sep 3, 2012
Sep 9, 2012
Currency Exchange Loss:
Jan 15, 2013