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Silvard lives in Mastara village with her husband, Yervand. Silvard and her husband are involved in agriculture. They raise cows, pigs and chickens and cultivate wheat.

Current income Silvard earns from the sale of meat and milk does not allow her to purchase enough forage to feed the cattle during winter. This loan will help her to purchase grass for the cattle. With the loan's help Silvard will also purchase wheat seeds for autumn sowing. Silvard won't have to sell cattle to make these purchases. This is vital for her to keep earning stable income to make ends meet.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 124
    View loans »
    Armenia Loans Fundraising
  • $16,783,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,700 helped Silvard to pay for seeds and forage.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 23, 2012
Sep 11, 2012
Currency Exchange Loss:
Oct 17, 2013