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Bakhtiar is 38 years old and lives in the Gardabani district with his wife and two children. The family earns their living through an agricultural business. In particular, they own a plot of land where greens are grown. Bakhtiar sells the greens at the local open market. In addition, he is involved in animal husbandry and has 3 milk cows and 5 calves. He produces dairy products and sells locally. He works very hard from early morning till late evening to do his best for his family.

Bakhtiar has requested a loan to purchase more calves, which he plans to raise, fatten and sell at a good price. This will significantly increase the income of the family. He will reinvest the profits in his agricultural activities. He awaits your support.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 39
    View loans »
    Georgia Loans Fundraising
  • $8,567,900
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Bakhtiar to purchase more calves.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Aug 13, 2012
Sep 11, 2012
Currency Exchange Loss:
Sep 17, 2013