A loan of $375 helped to buy poutlry and fertilizer.

Catherine's story

Catherine has five children and lives in the Murang'a area of Kenya, which lies in the central Rift Valley. For the past five years, she has been a farmer and her primary products are milk and crops. Catherine finds horticultural farming and growing French beans especially enjoyable. Her business challenges include the lack of irrigation equipment. Her cow, which is her farm animal, is named Meni, which is a name given to a cow with a black spot on its body

Catherine is requesting a loan to to diversify her farming business by buying poultry and fertilizer. She chose Juhudi Kilimo for her loan because it is offering loans for farming. Catherine attended a required micro-finance training session and learned that it is easier to access a loan from micro-finance institutions compared to other financiers like banks. Her largest monthly expense is school fees. Catherine believes that her loan will increase her French bean and tomato crop which will help her to pay school fees and provide for her family's basic needs.

As part of Juhudi's loan appraisal process, each borrower's assets are evaluated. Catherine owns a cow, poultry, and a bicycle, but does not own a pig, pump, motorcycle, or automobile. Juhudi Kilimo tries to measure any change in living standards based on this loan. This borrower has a household mosquito net but does not have electricity, solar power, running water, sewing machine, a TV, or a DVD.

Note: To create this loan profile, Juhudi Kilimo used a mobile device to gather information in the field and send the data to a central online repository, thus reducing paper use, making the process more efficient and keeping costs down.

Loan details

Lenders and lending teams

Loan details