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Mchicha Group
In this Group: Sada, Mohamed, Lilian, Amina, Fatuma, Ziada, Pendo, Sophia, Maria, Hassan, Mariam, Julieth
Sada, who is in her mid-30s, is married, with three children, of which two go to school and one is still young. She has been running a beauty salon for two years now. She is doing great. She works from 8am to 9pm daily, and she able to make a fair monthly profit.

This will be her 5th loan from Tujijenge Tanzania. She used the previous loans to buy needed salon equipment and cover household expenses, and she has paid back all her loans successfully. She hopes for a loan to buy more salon equipment. Her dream is to one day be able to be a big businesswoman of salon and salon equipment.

She will share this loan with her loan group "Mchicha," which totals 12 members who will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 25
    View loans »
    Tanzania Loans Fundraising
  • $16,200,775
    Funds lent in using Kiva
  • 1,572.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Mchicha Group's $4,500 loan helped a member to buy more salon equipment.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Sep 6, 2012
Sep 11, 2012
Currency Exchange Loss:
Mar 15, 2013