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Five Queen Lom Group
In this Group: Niandeihnuam, Luankhanching, Pamkhanmuan, Zamkhanniang, Thawngniang
Niandeihnuam (the lady with her right hand raised) is a member of Five Queen Lom group that was formed three years ago. She is 28 years old and a mother of four school-going children (two girls and two boys). Her husband Chinlianthang is a part-time vehicle driver.

Niandeihnuam first took a loan from WSDS for setting up a vegetable vending business. With the support of her husband, they manage to grow their business with hard work and dedication. Today, the vegetable vending shop has been upgraded to a Variety Store in her locality by adding more items like soap, toiletries, meat spices, rice, dal, sugar, etc. Niandeihnuam's successes have boosted the other members' confidence so that today the other members have their own small enterprises of vegetable vending, 'pan" shop and grocery shop.

With the loan from KIVA, the Five Queen Lom will utilise expand their respective small business enterprises. Niandeihnuam will utilise the loan to stock rice, sugar, mustard oil, etc. that she will be able to purchase in larger quantity.

Additional Information

More information about this loan

This loan is part of WSDS's effort to reach some of the most underserved parts of India's troubled northeast region, where there is very poor penetration of both formal and informal financial services. By supporting this loan, you are enabling access to finance for women living in some of India's most remote areas.

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About WSDS-Initiate
WSDS-Initiate is an inclusive nonprofit that works with women across all tribes and minority communities in Manipur, located in the remote northeast region of India. Most organizations concentrate their work in the plains region of Manipur, but WSDS is among the very few organizations serving women in the isolated hills. Political unrest and frequent economic blockades in the area make it very difficult to provide services, resulting in Manipur having the lowest penetration of financial services in the country.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About India

  • $4,000
    Average annual income
  • 100
    View loans »
    India Loans Fundraising
  • $6,748,700
    Funds lent in using Kiva
  • 55.9
    India Rupees (INR) = $1 USD

Success!! The loan was 100% repaid

A portion of Five Queen Lom Group's $900 loan helped a member to extend her store and buy more items for her inventory.
100% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Sep 5, 2012
Sep 13, 2012
Currency Exchange Loss:
Mar 3, 2016