A loan of $725 helped to buy a chuff-cutter.

Nancy's story

Nancy lives in the Muranga area of Kenya, which is a heavy pineapple-producing region. She has 5 children and has been doing this work for 15 years. Her primary income sources are milk, eggs, tea, crops, transportation services, employer pension, personal business. She will use the loan amount to buy a chuff-cutter which will ease the feeding of animals.

She stated what is most enjoyable about farming: "Income.!" Her biggest challenge is "Cutting nappier grass with a panga". The animal in the farm is named "Brown".

Nancy was asked why she chose Juhudi Kilimo for this loan, to which she replied: "Because they buy asset for smallscale farmers." This client was also asked what was learned during Juhudi's required micro-finance training session: "Loan must be paid and savings must be done."

Her highest monthly expense is school fees. When asked "How will this loan benefit your family?", Nancy replied "Will reduce workload. Therefore there will be more time to do other jobs."

As part of Juhudi's loan appraisal process, each borrower's assets are evaluated. Nancy owns the following: a cow, pig, poultry, and an automobile, but does not own a pump, bicycle, or motorcycle. Juhudi Kilimo also tries to measure any change in living standards based on this loan. This borrower has in the household a mosquito net, electricity, running water, TV, and DVD, but does not have solar power, or a sewing machine.

Note: To create this loan profile, Juhudi Kilimo used a mobile device to gather information in the field and send the data to a central online repository, thus reducing paper use, making the process more efficient, and keeping costs down.

Loan details

Lenders and lending teams

Loan details