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Verna is 34 years old, married and has one child. She lives in Nazareth, Buenavista, Pagadian City.

She owns a general store, which has been her source of income for almost two years. She is requesting a loan of 50,000 PHP to purchase more stock for her general store such as shampoo, toothpaste and beverages.

She has been a very good member of this institution for almost five years. In the future, she hopes to become a successful businesswoman, expanding her business with the help of this organization.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 418
    View loans »
    Philippines Loans Fundraising
  • $66,139,225
    Funds lent in using Kiva
  • 41.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Verna purchase more stock for her general store, such as shampoo, toothpaste and beverages.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 16, 2012
Sep 11, 2012
Currency Exchange Loss:
Sep 17, 2013