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Julita is fifty years old and lives in Kalasan, Pagadian city. She is married with five children.

To earn a living, Julita has a business selling bread. She earns about ten thousand pesos each month doing this type of work. Julita has requested a loan of fifty thousand pesos to purchase more raw ingredients for her bakery.

Julita has been a member of PMPC for four years. In the future, Julita would like to open other branch.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 349
    View loans »
    Philippines Loans Fundraising
  • $70,796,875
    Funds lent in using Kiva
  • 41.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Julita to purchase more raw ingredients for her bakery.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Aug 14, 2012
Sep 11, 2012
Currency Exchange Loss:
Jun 17, 2013