A loan of $1,000 helped to buy clothing, perfume, jewelery, cosmetics, creams, etc.


Marlene Katiuska's story

In the Calderón parish of the city of Portoviejo, every fifteen days the members of the Desarrollo Femenino communal bank meet. This place is known for its rich gastronomy and its vegetation. The majority of its inhabitants make a living through agriculture and trade in general.

Here lives Marlene. She is 21 years old and has a common-law relationship, from which she has two children, the older three years old and a three-month-old baby. Her husband works on a transport bus.

In order to have her own income and thereby help with the costs of her small children, she sells clothing through catalogs and Avon products, and Lebel (beauty products, cosmetics, perfumes, and accessories for ladies). She works three days a week, mostly in the morning since at that time it is easier for her to complete her route because her mother helps her by taking care of her small children. Her manner of selling is door to door or from her home where her customers arrive, leave on credit, and pay every eight days. She has worked in her business for more than three years and it has gone well for her.

She will use this loan to buy clothing, perfumes, jewelry, cosmetics, creams, and other products. She has been a part of the communal bank for three years and she likes it because thanks to her first loan she began her business. Her dream is to give the best to her small children.

Translated from Spanish by Kiva volunteer Sarah Tyler


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