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Yamilet, 33, is married and lives with her husband and two children. With the loan, she wants to buy two young cows for fattening. She already has two, and she wants to strengthen her business. She wants to fatten them and sell them in the local market and in neighboring areas, to be able to earn more income, get a better quality of life, and also pay for her children's education. This is the first loan she has received from FUDECOSUR. She had never had a loan from state banks, but FUDECOSUR has given her the loan with greater ease and with a much lower interest rate.
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Yamilet, tiene la edad de 33 años, está casada, vive con su esposo y dos hijos actualmente. Ella con el crédito pretende comprar dos novillos de engorde ella junto con su esposo tinen unos novillos en su poder y lo que pretende es reforzar el negocio. Ella tiene pensado engordarlos y poder venderlo en el mercado local y poder generar más ganancias y obtener una mejor calidad de vida. Es el primer préstamo que recibido de FUDECOSUR. Ella no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 12
    View loans »
    Costa Rica Loans Fundraising
  • $4,723,875
    Funds lent in using Kiva
  • 498.5
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Sionith to buy two cows to grow and sell for profit.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Aug 7, 2012
Sep 27, 2012
Currency Exchange Loss:
May 17, 2014