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Yamilet is 33 years old, married and currently lives with her husband and two children. With this loan, she intends to buy two heifers to fatten. She already owns two heifers but wants to reinforce her business. She is planning on fattening them to be able to sell them in the local market and other neighboring places in order to generate greater profits, obtain a better quality of life and to pay for her children's schooling.

This is the first loan that she has received from FUDECOSUR. She had never had other loans from state-owned banks, but FUDECOSUR has offered her the loan with more ease and a much lower interest rate.
View original language description ↓
Yamilet, tiene la edad de 33 años, está casada, vive con su esposo y dos hijos actualmente. Ella con el crédito pretende comprar dos novillos de engorde ella cuenta ya con dos novillos en su poder y lo que pretende es reforzar el negocio. Ella tiene pensado engordarlos y poder venderlo en el mercado local y lugares aledaños y poder generar más ganancias y obtener una mejor calidad de vida y además poder pagar el estudio de los hijos. Es el primer préstamo que recibido de FUDECOSUR. Ella no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 3
    View loans »
    Costa Rica Loans Fundraising
  • $4,810,400
    Funds lent in using Kiva
  • 498.5
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Yamilet purchase two heifers for fattening.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Aug 7, 2012
Sep 16, 2012
Currency Exchange Loss:
May 17, 2015