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Daniel is 61 years old. He lives with his wife and two children who help him with the farmwork. With the loans he intends to buy coffee seedlings to plant, as well as materials such as fertilizer and fumigation spray and pay for labor. He is planning on buying the seedlings to produce a little more, generate more income and have a better quality of life and financial stability. This is the first loan that he has received from FUDECOSUR. He has not taken out any other loans from government banks, but FUDECOSUR has offered him a loan with ease of payments and a much lower interest rate.
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Daniel, tiene la edad de 61 años, está casado, vive con su esposa y dos hijos, los cuales le ayudan en las labores del campo. El con el crédito pretende comprar almacigo de café para su posterior siembra e insumos como abonos y fumigaciones y ayudarse con la mano de obra. El tiene pensado comprar este almacigo para poder producir un poco mas y poder generar más ganancias y obtener una mejor calidad de vida y una estabilidad económica . Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 0
    View loans »
    Costa Rica Loans Fundraising
  • $4,780,050
    Funds lent in using Kiva
  • 498.5
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Daniel compra de almacigo.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Aug 23, 2012
Sep 16, 2012
Currency Exchange Loss:
Sep 17, 2015