Razia Bibi, wife of Mr. P., has been married for 25 years and has five daughters. The eldest and the next to her are married and the remaining three are acquiring an education. Mr. P. drives a rented rickshaw and Razia has a shop of video games. She has hired an employee to look after the shop and games in her absence. Razia herself operates and looks after a canteen in a local school, which she has done for the past 15 years. She needs a loan to improve her games store and canteen.