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Rosa Gladys
Rosa is 57 years old, divorced, and has a 19-year-old daughter who lives with her and attends university.

Rosa has always enjoyed working and came up with the great idea that she should learn to cut hair. Being a divorced woman, she has had to work hard to support herself and pay all of her expenses and those of her daughter.

With the earnings from her beauty salon, Rosa has been able to set aside money for her small business. She works alone at her business from 9 A.M. to 7 P.M., Monday through Saturday. With this loan Rosa will buy scissors, curling irons, dyes, and other supplies. She dreams of seeing her business and income grow. Rosa also wants to expand her business so that she can have more customers.

View original language description ↓
Rosa tiene 57 años es divorciada tiene una a hija que vive con ella ya que tiene 19 años y estudia en universidad. Rosa siempre le ha gustado trabajar y le vino una magnífica idea de aprender a cortar cabello ya que es una mujer divorciada la cual tiene que trabajar mucho para poder subsistir y sobre todo pagar gastos de ella y su hija.

Con las ganancias del salón de belleza pudo ahorrar para su pequeño negocio, ella atiende sola el negocio y trabaja desde la 09:00 am hasta las 7:00 pm de lunes a sábado. Con el préstamo quiere comprar tijeras, planchas para cabello, tintes etc. El sueño de Rosa es que su negocio crezca y también sus ingresos ella quisiera ampliar el negocio para así tener más clientes.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 39
    View loans »
    Ecuador Loans Fundraising
  • $26,686,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Rosa Gladys to buy scissors, curling irons, dyes, and other supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 7, 2012
Sep 15, 2012
Currency Exchange Loss:
Sep 25, 2013