With great effort, Roberto managed to study for a career as a welding technician, and he works as a welder in a factory in his city. He works about 9 hours a day, and with the fruit of his work he can help his parents with the household expenses, since they are of humble means. He believes that it is going well for him at his job because he is responsible and honest in his work.
Roberto is very grateful to the Kiva lenders, since with the great help that they have offered him, he will be able to complete improvements in his home, such as constructing walls, remodeling, plastering, and installing plumbing, among other items. In this way he will have a better quality of life and will continue striving every day to make his great dream a reality: to have his own house and to be able to study for an additional career.
Con mucho esfuerzo Roberto logro estudiar la carrera de Técnico de Soldadura, con lo cual trabaja en una fábrica de su ciudad como soldador, el labora alrededor de 9 horas al día y con el fruto de su trabajo puede apoyar a sus padres con los gastos del hogar, ya que ellos son de condición humilde, el cree que le va bien en su trabajo porque es responsable y honrado en su trabajo.
Roberto está muy agradecido con los prestatarios Kiva ya que con la gran ayuda que le han brindado el podrá realizar mejoras en su vivienda como construcción de paredes, refacciones, tarrajeo, instalaciones de tuberías, entre otros, de esta manera tendrá una mejor calidad de vida y seguirá luchando cada dia por hacer realidad su más grande sueño:” Tener una casa propia y poder tener estudiar una carrera adicional”.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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Success!! The loan was 100% repaid