With a lot of effort and enthusiasm Rosaura began her small business three years ago selling beverages, every day beginning work in the early morning hours, she travels the city markets selling various drinks such as chicha (a common sweet drink made from purple corn), barley, and passion fruit and during winter she sells hot drinks. She can work approximately ten hours daily and she believes that things are going well because of her dedication and because of the friendly service she provides her customers.
Rosaura is a grateful Kiva borrower because thanks to the help she will be able to construct her home, and also she can buy a small stove, glasses, and containers for the sale of her beverages. In this way Rosaura will have what she needs to continue working and to have a part of her house built, as she lives in it with her children, as well as continuing to work and push herself in order to achieve her big dream of having her own restaurant and to see her children become good professionals and good men.
Con mucho empeño y entusiasmo, desde hace 3 años Rosaura puso en marcha su pequeño negocio de venta de refrescos, todos los días desde tempranas horas de la mañana inicia su labor, ella recorre los mercados de su ciudad vendiendo diversas bebidas, tales como: chicha, cebada, maracuyá y en épocas de invierno vende bebidas calientes, ella puede trabajar un aproximado de 10 horas diarias y cree que le va bien por su dedicación y por el trato amable que brinda a sus clientes.
Rosaura se encuentra muy agradecida con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar la construcción de su vivienda, así también podrá comprar un cocina pequeña, vasos y embases para la venta de sus bebidas; de esta manera Rosaura contará con el material necesario para seguir trabajando y podrá tener un parte construida de su vivienda, para así vivir en ella con sus pequeños, asó ella seguirá trabajando y esforzándose para lograr su gran sueño tener su propio restaurante y ver a sus hijos convertidos en buenos profesionales y en hombres de bien.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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Success!! The loan was 100% repaid