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Béatrice is a 36 year old young woman, a single mother of two children aged 12 and 16 - they both attend school. She started a sewing workshop which she has been running for seven years. Her expertise in this work has helped her get and keep loyal customers.
However, due to her lack of capital she has to wait until a customer brings in cloth for sewing; there are often periods without customers and that is not profitable. Therefore, she is requesting this loan which will allow her to buy traditional "pagne" cloths and small sewing equipment, which she will make into outfits to resell. This will increase both her customer base and her profits.
The profit generated will help her to develop her business, and also to meet her family's living expenses.
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Béatrice est une jeune femme de 36 ans célibataire, mère de 02 enfants dont l'âge varie entre 12 et 16 ans tous deux vont à l'école. Elle a ouvert un atelier de couture qu'elle gère depuis 07 ans. sa compétence rie dans ce domaine lui a permis de conquerir et fidéliser une clientèle.Mais à cause de la petitesse de son capitale elle est obligée d'attendre qu'un client vienne avec un tissu pour coudre alors qu'il y a souvant des période de rareté et cela ne rapporte pas vraiment. C'est pour cela qu'elle sollicite ce crédit qui lui permetta d'acheter des pagnes et petit matériel de couture qu'elle confectionnera pour revendre. Ceci augmentera non seulement sa clientèle mais aussi ses bénéfices. Le profit tiré l'aidera en partie à developper son activité et aussi à subvenir aux besoins de sa famille.

Additional Information

More information about this loan

This loan is part of ACEP Cameroun's loan program targeting poor clients who require smaller loans thant ACEP normally disburses. The smaller loan size allows clients with micro-enterprises to borrow and repay the funds they need to grow. By supporting this loan, you are expanding financial access to entrepreneurs with very little starting capital, including many who have never taken out a loan.

About ACEP Cameroun

Agence de Crédit pour l’Entreprise Privée (ACEP) is Kiva's second Field Partner in Cameroon. Founded in 1999, ACEP has developed a strong lending methodology to serve entrepreneurs in Cameroon's urban centers such as Douala and Yaounde.

About Cameroon

  • $2,400
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,321,250
    Funds lent in using Kiva
  • 520.1
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Beatrice to purchase traditional cloths and sewing materials.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Aug 31, 2012
Sep 8, 2012
Currency Exchange Loss:
Sep 17, 2013