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Shakhraia is 64 years old and lives in the Gardabani district. She has a pensioner mother in her family.

Shakhraia is involved in the agricultural business. In particular, she owns a plot of land where tomatoes and greens are grown. In addition, she has a small dairy farm with two milk cows and four calves. Shakhraia produces cheese. She sells her agricultural products at the local open market. Shakhraia works hard from early morning till late evening to improve the conditions of her family.

She requested a loan to build a cattle shed. Shakhraia plans to expand the dairy farm through adding additional cows, but the existing cattle shed doesn’t allow her to implement this plan. After the cattle shed is built, Shakhraia will be able to expand her dairy farm and sell more production. This will increase the income of the family. She plans to reinvest her income in her agricultural business and expand it. She awaits your help and kindness.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 35
    View loans »
    Georgia Loans Fundraising
  • $8,323,400
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Shakhraia to build a cattle shed.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 7, 2012
Sep 11, 2012
Currency Exchange Loss:
Sep 17, 2013