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Joao is married and has 2 adult children. He owns the home where he lives with his family and he also supports his mother, who lives with him. He is a metalworker and also has a store. With this loan he plans to purchase products (rice, sugar, flour, cooking oil, beer, wine, etc.) in order to increase his inventory and meet his customers' needs. In the future he would like to become a large reseller in his area. He is confident he can do this because he has a storage container in his home. He promises to make his payments as scheduled in order to request additional loans from Hluvuku. The challenge he faces is to obtain sufficient funds to meet his needs.
View original language description ↓
Casado e pai de 2 filhos já maiores de idade, vive na casa própria com a sua família e sustenta sua mãe que vive com ele.
Trabalha como serralheiro e comerciante. Com este empréstimo pretende comprar produtos (arroz, açúcar, farinha, óleo, cervejas, vinho e outros) para poder aumentar a quantidade da sua mercadoria e responder a demanda da sua clientela.
No futuro gostaria de se tornar um grande revendedor na zona, esta confiante nisso porque possui um contentor em sua casa, assim compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é conseguir fundos que possam responder as suas necessidades.

About Mozambique

  • $1,200
    Average annual income
  • 3
    View loans »
    Mozambique Loans Fundraising
  • $3,046,925
    Funds lent in using Kiva
  • 28.5
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Joao to buy products for sale (rice, sugar, flour, cooking oil, beer, wine, etc.).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 7, 2012
Oct 1, 2012
Currency Exchange Loss:
Oct 17, 2013