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Ricardo is married and has 3 children, 1 of whom attends school. He owns the home where he lives with his family and does not support anyone else. He operates heavy machinery for a private company and he also has his own business. With this loan he plans to purchase products (beer, rice, sugar, soft drinks, wine, etc.) to increase the stock of merchandise at his store. In the future he wants to add on to his house and expand his store. For this reason he promises to make his payments as scheduled so that he can request additional loans from Hluvuku. His challenge is a lack of funds that prevents him from achieving all of this as quickly as possible.
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Casado e pai de 3 filhos, 1 dos quais vai a Escola, vive na casa própria com a sua família e não sustenta mais ninguém.
É operador de máquinas pesadas numa empresa privada e comerciante. Com este empréstimo pretende comprar produtos (cerveja, arroz, açúcar, refrescos, vinhos e outros) para aumentar a quantidade de mercadoria no seu estabelecimento.
No futuro deseja ampliar a sua casa e o seu estabelecimento comercial, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é a insuficiência de fundos para poder realizar tudo o mais rápido possível.

About Mozambique

  • $1,200
    Average annual income
  • 33
    View loans »
    Mozambique Loans Fundraising
  • $3,101,775
    Funds lent in using Kiva
  • 28.5
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Ricardo to buy products for sale (beer, rice,sugar, soft drinks, wine, etc.).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 7, 2012
Oct 1, 2012
Currency Exchange Loss:
May 19, 2013