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The house where Muhtorjon lives with his family is very old and does not offer basic comfort, which is why Muhtorjon must do repairs urgently. Muhtorjon is 44 years old, married and bringing up four children. The children have been asking their parents to make house repairs, but the family income from animal husbandry is insufficient. Muhtorjon needs to replace the doors since they do not provide enough heat insulation in winter, and winters in Tajikistan can be quite cold. He also needs to plaster the house facade. Muhtorjon is requesting a loan in the amount of 4750 TJS to buy construction materials and doors in order to repair his house. Muhtorjon and his children are looking forward to the lenders’ kind help in improving their living conditions.
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Дом, где живет Мухторчон и его семья очень старый и не имеет нормального удобства для жилья и он срочно должен отремонтировать свой дом. Ему 44 года, он женат и на воспитании имеет 4 детей. Дети всегда просят родителей отремонтировать их дом, но их доход от скотоводства не достаточно для этого. Он должен заменить двери, так как зимой они не держат теплоту дома внутри, а в Таджикистане зима довольно холодная, а также сделать фасадную штукатурку. Мухторчон запрашивает кредит на сумму 4750 сомони для покупки строительных материалов и дверей для ремонта дома. Мухторчон и его дети будут ждать, пока добрые кредиторы помогут им решить проблему жилья.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Tajikistan

  • $2,700
    Average annual income
  • 216
    View loans »
    Tajikistan Loans Fundraising
  • $32,112,850
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD
A loan of $1,000 helped Muhtorjon to buy doors and cement for house repairs.
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 5, 2012
Sep 6, 2012
Currency Exchange Loss:
Oct 6, 2012