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Elina is married and has 3 children, 1 of whom attends school. The others are still too young. She owns the home where she lives with her family and does not support anyone else.

She is a police officer with the Ministry of the Interior. With this loan she plans to purchase construction materials (paint, brushes, paint rollers, labor, etc.) to continue the finish work on her home. In the future she wants to continue her education, add on to her home, and construct a wall. For this reason she promises to make her payments on schedule to be able to request additional loans from Hluvuku.

Her greatest challenge is to be able to start a small business to increase income and complete her projects.
View original language description ↓
Casada e mãe de 3 filhos, dos quais 1 frequenta a Escola e outros ainda menores de idade, vive na casa própria com a sua família e não sustenta mais ninguém.
É policial e quadro do Ministério do Interior. Com este empréstimo pretende comprar material de construção (tintas, pincéis, rolos de pintar, mão de obra e outros) para continuar com os acabamentos da sua casa.
No futuro deseja continuar com os seus estudos ampliar a casa e construir um muro de vedação, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é iniciar uma actividade comercial para incrementar a renda para poder responder os seus projectos.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 33
    View loans »
    Mozambique Loans Fundraising
  • $3,101,775
    Funds lent in using Kiva
  • 28.5
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Elina to purchase construction materials (paint, brushes, paint rollers, labor, etc.) to continue the finish work on her home.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 7, 2012
Oct 1, 2012
Currency Exchange Loss:
Feb 17, 2014