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She's single and has three children, all of whom attend school. She lives with her family in a house she owns and also supports four nephews who live with her.
She's a businesswoman who runs her own business selling foodstuffs. With this loan she intends to purchase construction supplies (cement, bricks, iron, rocks, etc.) in order to continue building her house.
In the future she wishes to finish building her house and to make her business grow, so that she can improve her family's living conditions. For that reason she pledges to repay the loan as scheduled, so she can request more loans from Hluvuku.
The challenge she faces is the lack of sufficient funds and her children's education.
View original language description ↓
Solteira e mãe de 3 filhos todos frequentam a Escola, vive na casa própria com a sua família e sustenta mais 4 sobrinhos que vivem com ela.
É negociante e dona do próprio negócio de venda de produtos alimentares. Com este empréstimo pretende comprar material de construção (cimento, blocos, ferro, pedra, e outros) para dar continuidade a obra da sua casa.
No futuro deseja terminar a sua casa e fazer crescer o seu negócio para melhorar as condições da sua família, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é falta de fundos suficientes e a formação dos seus filhos.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 59
    View loans »
    Mozambique Loans Fundraising
  • $3,101,775
    Funds lent in using Kiva
  • 28.5
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Manessa to purchase construction supplies (cement, bricks, iron, rocks, etc.) in order to continue building her house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 7, 2012
Oct 1, 2012
Currency Exchange Loss:
Dec 17, 2013