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Khim is 41 years old and lives in Kampong Chhnang province, where people specialize in making pots, cookers and other types of containers from clay. Kim engages in this type of work and also grows rice as a way to earn enough income to pay both for her family's daily sustenance and school fees for her two children. After she makes her containers, her husband transports them to a marketplace with his horse-pulled trailer. Recently, Khim has come to HKL for her third loan so that she can buy raw materials for her business. In the near future, she plans to use a portion of the income she earns to expand her business. She hopes that she will be a successful entrepreneur someday.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 73
    View loans »
    Cambodia Loans Fundraising
  • $41,753,700
    Funds lent in using Kiva
  • 4,055.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Khim to buy raw materials for a handicraft business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 15, 2012
Sep 10, 2012
Currency Exchange Loss:
Sep 17, 2013