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Gokula is a 25-year-old physically challenged person living with his parents, wife, sister and two children, a son, age 2 years and daughter, age 3 years.

He owns and manages a grocery shop where he sells lentils, wheat flour, rice, toffees, chocolates, detergents, salt, edible oil, spices, salts, etc. He earns 2,000 INR per month. His father helps him in bringing stock from the market, which is three kilometers away from his place.

He wants to renovate his shop and increase his inventory by purchasing more stock of what he sells. He has applied for a loan of 25,000 INR for purchasing grains, wheat flour, edible oil, and other household items that he sells in his shop.

He has a dream to give his parents a good life, get her sister married in a good family and save some money for his children’s future.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 93
    View loans »
    India Loans Fundraising
  • $6,119,375
    Funds lent in using Kiva
  • 55.9
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $450 helped Gokula to buy grains, wheat flour, edible oil, and other household items for his grocery shop.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Aug 31, 2012
Sep 10, 2012
Currency Exchange Loss: