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Dasarathi is a 23-year-old physically challenged person living with his parents, his grandmother and his younger sister, aged 20, in a village of Odisha.

He has a variety shop in his home. He sells, incense sticks, soap, shampoo, mouth refresher and vegetables (parwal, brinjal, cabbage, cauliflower, ladies finger, cucumber, tomato, bitter gourd, etc.) in his shop. He has been involved in this activity for six months. He purchases the vegetables twice a week from the local market, which is nine kilometers from his village. He earns 1,500 to 2,000 INR per month from his business. The village people are benefited by purchasing vegetables at their village.

He wants to add some new product lines (tooth paste, tooth brushes, toffees, biscuits, potatoes, onions, etc.) for his shop. He has requested a loan of 20,000 INR to purchase the above products so that he can meet his customers' demands and he can earn 3,000 to 4,000 INR in a month from this business. He has a dream to make a house for his family and pay for his sister’s marriage.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 97
    View loans »
    India Loans Fundraising
  • $6,748,700
    Funds lent in using Kiva
  • 55.7
    India Rupees (INR) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Dasarathi to purchase new product lines for his variety shop.
100% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Aug 31, 2012
Sep 10, 2012
Currency Exchange Loss:
Mar 16, 2016