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Gitanjali is a 30-year-old widow living with her mother, her five-year-old son and her seven-year-old daughter. After her husband’s death, she started working in a tailoring shop located in her village to manage her family. She gets only the labor cost, which is just 1,000 INR per month. She has four years of experience in this activity. She stitches salwar suits (traditional Indian dresses) for her customers who place orders for the dresses.

She wants to purchase a sewing machine so that she can run her own tailoring shop in her house and earn more income. She says that running her own tailoring shop will make her independent and allow her to give time to her children.

She has requested a loan of 20,000 INR to purchase a sewing machine and fabrics. She has a dream of giving the best quality education to her children and saving some money for her family’s future.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 0
    View loans »
    India Loans Fundraising
  • $6,681,725
    Funds lent in using Kiva
  • 55.7
    India Rupees (INR) = $1 USD