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Phorn, a 30-year-old mother of two, and her spouse are raising and educating their children in Oddar Meanchey province, where they own a few hectares of farmland for rice husbandry. Farming has been the major source of the family’s income since 2000.

Due to the high cost of commodities and school fees, Phorn and her spouse discussed establishing a supplementary business to uplift their family from poverty. As a result, Phorn’s husband wants to start a transportation business. To make this plan viable, Phorn has requested a loan of 700 USD to purchase a motorcycle. She believes that their income will increase as they try to work harder. She will utilize it for food and allowances for her children.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 92
    View loans »
    Cambodia Loans Fundraising
  • $41,820,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Phorn to purchase a motorcycle for a transportation business operated by her husband.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 6, 2012
Sep 9, 2012
Currency Exchange Loss:
Mar 17, 2014