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Elsa, age 57, is married and has two children. She lives in Chamelecón, San Pedro Sula.

A year ago Elsa established her own business of selling merchandise. She sells clothes, shoes, sandals, wallets, and plastic items, etc. This business is in her house, and she now has fixed customers.

With the 12,000 lempira loan she is requesting she will buy new merchandise to stock the business. Having an inventory of a variety of products will increase her sales. Her plan is for her business to grow and stay active because it is a source of income for the family.
View original language description ↓
Doña Elsa tiene 57 años de edad, casada, tiene dos hijos y vive en Chamelecón, San Pedro Sula. Hace un año que doña Elsa ha puesto su propio negocio de venta de mercadería, vende ropa, zapatos, sandalias, carteras, artículos plásticos, etc. este negocio lo tiene en su casa y ya tiene sus clientes fijos. Con el préstamo que solicita por 12,000 lempiras va comprar mercadería nueva para surtir el negocio, ya que teniendo su inventario con variedad de productos va incrementar las ventas. Su plan es que el negocio crezca y se mantenga activo porque es una fuente de ingresos de la familia.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 62
    View loans »
    Honduras Loans Fundraising
  • $9,995,000
    Funds lent in using Kiva
  • 19.5
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Elsa to buy clothes, shoes, sandals, plastic items, and other products to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 23, 2012
Sep 15, 2012
Currency Exchange Loss:
Aug 18, 2013