18 De Octubre Group
The businesses carried on by the members of the communal bank are varied, and include sale of fruit, sale of beer, weaving sweaters, sale of footwear, neighborhood store, general retail, sale of salchipapas (fast food dish made of hot dogs and potatoes), sale of cosmetics, and buying and selling stoves.
The loan they will take out will benefit people with small businesses, including Jeaneth. She says this is the first time she has been a part of Pro Mujer, joining at the invitation of her friend, who is a member of the institution.
Currently, she has a business selling clothing. She says that she started this business several years ago, through the encouragement of her parents.
The loan she will take out now is to increase her working capital by purchasing clothing, which she will buy from wholesalers and later sell at her stand. This form of work allows her to generate income for supporting her family as best she can, as she is in a common-law relationship and has two children.
When asked what she likes about Pro Mujer, she answers that she likes the training in health and credit.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Jeaneth es una integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de su amiga que es socias de la institución. En la actualidad ella tiene un negocio de venta de ropa, ella cuenta que este negocio lo inicio por el incentivo de sus padres desde hace varios años
El crédito que ahora sacará es para el aumento de capital (compra de ropa) que comprará de las comerciantes que venden por mayor y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella vive en concubinato y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gustan las capacitaciones en salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid