Constructor Ii Group
The loan they are requesting will benefit small microentrepreneurs where Ana María is a member. She indicates that she has belonged to Pro Mujer for four years, when she entered by invitation of a friend who is a member of the institution. Today, she has a craft business (production of blankets), the same she launched with the first loan from the institution.
The loan she is requesting now is to increase capital (purchase of wool) that she will buy from wholesalers and after the production she will sell it in her permanent stall on weekends. This way to work allows her to generate sources to support her financially. When asked about what she likes about Pro Mujer, she answers that she likes the area of health and training.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Ana María es una integrante, ella indica que hace cuatro años que integra Pro Mujer, ingresando por invitación de una amiga que es socias de la institución. En la actualidad ella tiene un negocio de artesanía (producción de mantas), mismo que emprendió con el primer préstamo que hizo de la institución.
El crédito que ahora sacará es para el aumento de capital (compra de lana) que comprará de las comerciantes mayoristas y posteriormente a la elaboración lo comercializará en su puesto fijo los fines de semana. Esta forma de trabajo le permite generar recursos para apoyarse económicamente.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud y capacitación.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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