A loan of $4,300 helped a member to buy sausage, chicken, carrots, garlic, lettuce, artificial flowers and decorative items.

Arte De Proyectar Group's story

The communal bank “Arte de Proyectar” is made up of 22 entrepreneurs who are involved in a variety of business activities. These include the sale of kites, incense and candles, cakes, perfume, clothing, a massage business and other types of service-oriented businesses. The members are all from the city of Chillán.

Maria is a member of the communal bank. In the photo she is standing fourth from the left side in the first row behind the chairs. She is wearing a red jacket and has a scarf around her neck. Her hair is dark and short, and she is holding some papers in her hands.

For the last two years she has sold meat, vegetables and flowers and other items in the local market. She reports that her business is located in a central area of the city of Chillán. She works seven days a week from 8 am to 5 pm.

She buys her merchandise in various supermarkets and outdoor markets in Chillán at low cost, as this is economical. With the loan proceeds she will buy sausage, chicken, carrots, garlic, lettuce, artificial flowers and decorative items.

One of her goals is to expand her business and to attract all sorts of customers. She sells everything from clothing to almost every type of vegetable to all types of floral arrangements, whether for a gift or a funeral. Hers is the only business in the marketplace that sells flowers.

Maria lives with her 28-year-old son, her daughter-in-law and her 5-year-old granddaughter. She dreams of expanding her business and being able to help her son, since she knows how difficult it is to get ahead.

She is very grateful for this loan opportunity brought to her by Fondo Esperanza, since it will allow her to invest in her business. With respect to the communal bank to which she belongs, she says that there is very good communication within the group. Additionally, there are training sessions that have helped her learn new strategies for sales and accounting.

Chillán is a community in the south of Chile. This name means "seat of the sun" in Mapudungun, the language of our indigenous Mapuches. Chillán is known as "Cradle of the Homeland" or "Land of Artists", owing to the fact that many distinguished individuals in Chilean history have been born there, for example the well-known pianist Claudio Arrau.

In this group: Maria, Sofia, Leticia, Mery, Elsa, Benilde, Oscar, Rosa, Marcia, Uberlinda, Eugenia, Luz, Domingo, Hector, Maria, Miriam, Elizabeth, Ruth, Edgardo, Maria, Leonor, Marcelina

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Translated from Spanish by Kiva volunteer Kevin Bohnert

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