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Sanjulata is a 36-year-old unmarried woman. She lives with her brother, sister-in-law, and her brother’s one daughter; and one sister. She has six years of experience in tailoring. She has one sewing machine. She stitches ladies clothes like blouses, frocks, uniforms of school girls, and suits (traditional dress in Odisha), etc. She earns 2,500 Indian rupees (INR) per month from her business.

Sanjulata does not want to be a burden for her brother. She wants to develop her business and save some money for her future. She takes orders from the village people to make their clothes and she only keeps the service charge. This gives less profit to her. She wants to make clothes with her own cloth. She wants to make dress for children and girls which she can sell in the upcoming Dussehra festival (Indian traditional festival).

Sanjulata has applied for a loan of 30,000 INR to purchase cloth in bulk with which she will make clothes and earn a good amount by selling them. In this way, she can earn 4,000 to 4,500 INR and she can save some money for her future.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 89
    View loans »
    India Loans Fundraising
  • $6,119,375
    Funds lent in using Kiva
  • 55.7
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $550 helped Sanjulata to pay for purchasing fabrics for her tailoring shop.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Aug 31, 2012
Sep 9, 2012
Currency Exchange Loss: