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Satia is a 32-year-old widow. She lives in Odisha with her daughter, age 10. Her husband was a farmer. He was supporting his family with whatever he could make from agriculture. Unfortunately, he passed away in 2002 in an accident. Since then, Satia has taken on the entire burden of her family.

Satia is making garlands using different artificial flowers, threads, etc. She sells at the nearest market. Satia earns 1,500 Indian rupees (INR) from this business. It is a seasonal business. She works for six months in this activity and for the other six months she works as a daily labourer. She has a cow and one year experience in dairy activity.

Satia requested a loan of 30,000 INR to purchase a cow and to repair her cow shed. She believes that she can earn 4,000 to 4,500 INR per month from this business. She has a dream of providing a better education for her daughter.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 68
    View loans »
    India Loans Fundraising
  • $6,086,250
    Funds lent in using Kiva
  • 55.7
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $550 helped Satia to pay for purchasing a cow and repairing her cow shed.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Aug 31, 2012
Sep 9, 2012
Currency Exchange Loss: