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Abhimanu is a 35-year-old differently-able person. He lives with his wife; one son, age 10; and a daughter, age 4. He earns 3,000 Indian rupees (INR) per month from his variety shop. He sells betel, biscuits and wafers, and incense sticks in his betel shop. He needs to go to the market to get the goods when required. He does not have enough funds to stock these goods in bulk amounts. As a physically-challenged person, it is difficult to go to the market very frequently, and he is not able to meet his customers' demands. He wants to purchase goods like chocolates and wafers in bulk and to stock personal care products like soaps, shampoo, etc.

Abhimanu requested a loan of 20,000 INR to purchase a refrigerator, goods (biscuits and wafers, incense sticks) and add some personal care items like soap, shampoo, etc. He dreams of growing his business so that he can meet his customers' demands and he can send his children to a good school and provide them with study materials.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 89
    View loans »
    India Loans Fundraising
  • $6,748,700
    Funds lent in using Kiva
  • 55.7
    India Rupees (INR) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Abhimanu to purchase a refrigerator, goods like biscuits, wafers and incense sticks, and to add some personal care items like soap, shampoo, etc., for his variety shop.
100% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Aug 31, 2012
Sep 9, 2012
Currency Exchange Loss:
Mar 16, 2016