A loan of $450 helped to pay for purchasing incense sticks, incense sticks cover boxes, and incense stick cover polythene for her incense stick business.


Lati's story

Lati is a 38-year-old woman living with her mother and her son, age 16. Four years ago her husband passed away in an accident. Since then she has been managing her family. She was doing labor work after her husband died. Then she started an incense stick business. She purchases the incense sticks, incense stick cover boxes and incense stick cover polythene from the wholesaler and packages all the incense sticks in the cover boxes and sells these in the market. She earns 3,000 to 3,500 Indian rupees (INR) per month from this business.

To get the raw materials, Lati goes 50 to 100 kilometers far from her house. As a woman, it is very difficult to go very frequently, and it increases the expenses of her business. She wants to purchase the raw materials in bulk so that she can reduce her costs and she will not need to go to the market very frequently for the raw materials.

Lati has requested a loan of 25,000 INR to purchase the raw materials (incense sticks, cover boxes and cover polythene) for her business. She has a dream of making admission for a good college and providing better education so that her son can work in a multinational company.



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