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Clément lives with his hairdresser wife and their only child, who is 6 years of age and at school. He learned how to sew and, at the end of his apprenticeship, opened his own workshop in 2006. He then specialized in embroidery.

Clément’s customer base grows with each passing day, and demand is becoming higher. To better meet his customers’ needs, he has requested a first loan from WAGES to buy an embroidery machine and sewing items. Clément would like to use his profits to buy sewing items and jacquard for resale, as well as to provide for his family’s basic needs. He has six apprentices in his workshop.
View original language description ↓
Clément vit avec sa femme coiffeuse et leur seul enfant de 06ans qui est scolarisé. Il a appris la couture et à la fin de son apprentissage, il a ouvert son atelier en 2006. Il s’est plus spécialisé dans la broderie. Ces clients augmentent de jour en jour et la demande devient de plus en plus croissantes. Pour encore mieux répondre à ses clients, il sollicite de WAGES un premier prêt afin d’acheter de la machine à broder et des produits de mercerie. Avec les profits, il voudrait s’acheter des produits de mercerie et des bazins pour revendre et assurer les besoins élémentaires de la famille. Il a 06 apprentis dans son atelier.

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

About Togo

  • $1,500
    Average annual income
  • 8
    View loans »
    Togo Loans Fundraising
  • $9,000,575
    Funds lent in using Kiva
  • 523.1
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD