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Tapaswini is a 25-year-old divorced women living with her parents, three younger sisters and a son, who is 4 years old. After her divorce with her husband, she came back to her paternal house and started living with her parents and her sisters. She felt like a burden on her parents, as her father already had the responsibility of her three sisters, so she planned to help her father financially. She started a small tailoring shop with one sewing machine. She took orders from her customers for stitching their dresses. She earns 4,000 Indian rupees (INR) per month from this activity which is not sufficient for her family.

Tapaswini has a plan to purchase four new sewing machines and fabrics for her shop so that she can take more orders from her existing customers, increase her client base, and earn more. She says, “I can earn up to 10,000 INR per month after adding new machines to my shop, and I will involve my sisters in this business to help me.”

Tapaswini has requested a loan of 30,000 INR for purchasing new sewing machines and fabrics and to appoint a workforce to help her. She wants to help her father get her sisters married and save some money for her son's future.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 99
    View loans »
    India Loans Fundraising
  • $6,748,700
    Funds lent in using Kiva
  • 55.7
    India Rupees (INR) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Tapaswini to pay for purchasing four new sewing machines and fabrics for her tailoring shop.
100% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Aug 31, 2012
Sep 8, 2012
Currency Exchange Loss:
Mar 16, 2016