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Bharat Prasad
Bharat Prasad is a 43-year-old differently-able person living with his wife, daughter (age 14 years old) and son (age 13 years old), who are in their schooling age. He is engaged in the business of selling rice. He purchases rice from farmers and sells it in the market. He earns 5,000 Indian rupees (INR) per month. He has been in this business for the past five years.

Bharat Prasad wants to purchase more stock of rice for his shop and to make his shop bigger in size for which he has requested a loan of 25,000 INR. He says that by increasing his inventory he will be able to earn more and give a better quality of life to his family. He has a dream of educating his children and saving some money for his daughter’s future.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 90
    View loans »
    India Loans Fundraising
  • $6,748,700
    Funds lent in using Kiva
  • 55.7
    India Rupees (INR) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Bharat Prasad to pay for purchasing more stock of rice for his rice shop.
100% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Aug 31, 2012
Sep 8, 2012
Currency Exchange Loss:
Mar 16, 2016