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This is Wilma, age 49, who is a resident of Caloocan, Philippines. She is married to Rene, a worker abroad, and is a mother of two children. She and her husband manage their own household while operating a business. At this time, she is working hard to continually provide income for their everyday expenses.

Wilma operates an internet café business. There is now a greater need than before for services like these as customers’ demand increases. Her main patrons are students, who require her services for school projects. She also has customers who need to rent computers for business purposes such as writing a resume and working on office projects as well as people who just love to surf the net and participate in social networks. She earns a minimum of PHP 500 in profit every day.

To help her continue operating her business, Wilma is requesting a PHP 50,000 loan. She will be utilizing the loan to buy additional computer parts and accessories needed in her business. She expects a boost in her income as she expands her business.

Wilma dreams of giving her children a good and high-quality education. She hopes to be able to give her family a good life through all her hard work on her business. She faithfully meets with her co-fellowship members to share stories of her work every week.

* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group comprises 15 to 30 community partners. The fellowship groups gather each week to study the word of God, build social capital and pay micro-finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 529
    View loans »
    Philippines Loans Fundraising
  • $69,869,425
    Funds lent in using Kiva
  • 41.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Wilma to pay for additional computer parts and supplies needed in her business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 30, 2012
Sep 14, 2012
Currency Exchange Loss:
Mar 15, 2013