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Flores De Bergel Group
In this Group: Senia, Anna , Gilda Lizeth , Elena , Rosse Mary, Remedios, Lidia , Irma Elizabeth
The "Flor de Bergel" communal bank will begin its first cycle in Pro Mujer as part of its Senkata regional office. This group is composed of eight members and is run by a board of directors, of which Senia is the president. The businesses that the communal bank's members run are varied, but among them are a neighborhood store, underwear sales, a hair salon, door sales, jacket-making, vegetable sales, and banner sales.

The loan that they will receive will benefit small micro-entrepreneurs, like Senia. Senia indicates that she has been a member of Pro Mujer for two years, joining at the invitation of her friends, who are members of the institution. Currently, she has a neighborhood shop. She learned how to run a neighborhood shop from a previous business that she helped out with, launching her own business subsequently.

The loan that she is now requesting is to increase her capital to buy rice, sugar, and oil. She will buy them from wholesalers and later offer them for sale in her sales location every day. This line of work allows her to generate resources to support her family as much as possible, as she is married and has four children.

When asked what she likes about Pro Mujer, Senia responds that she likes saving money.
View original language description ↓
La A.C. “FLOR DE BERGEL” iniciará el primero ciclo en Pro Mujer, como parte del Centro Focal de Senkata, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Senia es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos tenemos: tienda de barrio, venta de ropa interior, salón de peinados, venta de puertas, costura de chamarras, venta de verduras, venta de pasacalles.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Senia es una integrante, ella indica que hace doce años que integra Pro Mujer, ingresando por invitación de sus amigas quienes son socias de la institución. En la actualidad ella tiene un negocio de tienda de barrio, mismo que aprendió de un negocio anterior al que apoyaba, emprendiendo posteriormente su propio negocio.

El crédito que ahora sacará es para el aumento de capital (compra de arroz, azúcar, aceite) que comprará de las comerciantes mayoristas y posteriormente lo comercializará en la en su espacio de comercialización todos los días. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella es casada y tiene cuatro hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el ahorro.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 120
    View loans »
    Bolivia Loans Fundraising
  • $34,651,350
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Flores De Bergel Group's $3,050 loan helped a member to buy sugar, rice, and oil.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 14, 2012
Sep 14, 2012
Currency Exchange Loss:
Mar 15, 2013