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Juan Carlos is 30 years of age, and works offering software and hardware consultancy services. From an early age he enjoyed learning about software development and IT equipment maintenance and repair. He studied physics, and to improve his business he has managed to focus on a market comprised of businesses, individuals and a large number of referrals.

Juan Carlos has 12 years of experience, and this is the main strength of his business, which he started up eight years ago. His dream is to expand his business infrastructure, so that in the future he can have his own house and specialize in physics, which is his biggest dream.

Juan Carlos’ greatest challenge is obtaining enough working capital so that he can invest and move forward with his business project, which is a life-long project. He has applied for a Kiva loan from Fundación Mario Santo Domingo, and this is his first financing from the organization. He plans to use the loan to buy two computers, which he will use to increase his physical infrastructure. This will also enable him to expand his consultancy services among his extensive current and potential customer base, as he plans to win even more jobs from them.
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Juan Carlos tiene 30 años de edad y se dedica a ofrecer servicios de consultoría en software y hardware; desde muy joven le gustó aprender el desarrollo de programas de computación, mantenimiento y reparación de equipos de informática. Juan Carlos estudió física como complemento a su actividad y ha logrado enfocarse en un mercado conformado por empresas, personas independientes y muchos referidos. Él tiene 12 años de experiencia y es la fortaleza mas importante de su empresa, emprendida desde hace 8 años. Su sueño es expandir la infraestructura de negocios, para mas adelante obtener su casa propia y especializarse en física que es su mayor sueño, pero su mayor desafío es lograr tener el capital de trabajo suficiente, para invertir y avanzar en su proyecto empresarial que es su proyecto de vida. En la actualidad se ha acercado a la Fundación Mario Santo Domingo, para aplicar a un credikiva, primer financiamiento que hace a esta organización, mediante el cual comprará dos computadores, con las que planea ampliar su infraestructura física e incrementar los servicios de consultoría entre su extensa y potencial clientela, a la que está dispuesto a conquistar cada vez mas.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 230
    View loans »
    Colombia Loans Fundraising
  • $16,925,975
    Funds lent in using Kiva
  • 1,822.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,650 helped Juan to buy two computers.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Aug 24, 2012
Sep 14, 2012
Currency Exchange Loss:
Dec 19, 2013