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Update on Nancy

The partner is Nancy, who is 41 years old and is married with 4 children. She lives in the district of Tambo Real. She works making dairy products such as cheese and yogurt, and in addition to this raises small animals such as guinea pigs and chickens. Nancy needs to produce more cheese and yogurt, and thus will invest the loan she is requesting to buy milk to produce cheese and yogurt. She is very grateful to KIVA for helping her with this activity and commits to making her loan repayments. Nancy belongs to the "San Bartolo de Tambo Real" communal bank in the Tambo Real district in the province of Anta de Cusco, Peru. Nancy wants to provide a better life and education for her children, and for this she makes sacrifices. She plans to work hard and save to invest in their education.
View original language description ↓
La socia es la señora Nancy, ahora tiene 41 años de edad, está casada y tiene 4 hijos, vive en el distrito de Tambo Real, la socia se sigue dedicando a la elaboración de productos lácteos como queso y yogurt, además de esto, ella también se dedica a la crianza de animales menores como cuyes y gallinas.
Nancy necesita elaborar más queso y yogurt, por ello invertirá su préstamo solicitado en comprar leche para la fabricación del queso y del yogurt.
La socia está muy agradecida con KIVA por ayudarla a desarrollarse en su actividad y se compromete a cumplir con el pago de sus cuotas. Nancy pertenece al banco comunal “San Bartolo de Tambo Real” distrito de Tambo Real de la provincia de Anta en Cusco – Perú.
Nancy quiere proporcionarles una mejor vida y educación a sus hijos, y por ellos se sacrifica, así que espera trabajar mucho y ahorrar para invertir en la educación de ellos.

Previous Loan Details

Nancy is a member of the "San Bartolomé de Tambo Real" community bank which is located in Anta district, in Anta province, in Cusco department. Nancy is 40 years old, married, and has four children. She divides her time between her daily activities and her business selling dairy products. Na... More from Nancy's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 44
    View loans »
    Peru Loans Fundraising
  • $64,450,300
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Nancy to buy milk to make cheese and yogurt.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 24, 2012
Sep 13, 2012
Currency Exchange Loss:
Mar 15, 2013
This photo was used before for a previous loan for Nancy. It was first posted on Kiva on Sep, 2011. Learn More