A loan of $475 helped to buy beach clothing to sell.

Amelia's story

From a young age, Amelia has walked the beautiful beaches of Bocagrande in the city of Cartagena selling beach items. She learned this skill from her mother, who always accompanied her. Today, she sells clothing and shoes, especially for the beach since she lives in a tourist city near the Caribbean Sea. This type of clothing is needed here due to the atmosphere of the beach, the breeze, and the sea by this historic, fortified city.

Amelia is currently separated and is a mother of two children ages 5 and 7. She works hard because she dreams of seeing her children as successful professionals. They are her motivation to work hard as a merchant.

Amelia sells sweaters, blouses, shorts, shoes and other items to new and regular customers who request this merchandise, which she buys in the city of Barranquilla when she recoups her working capital. The majority of this capital comes from her accounts receivable. Her main customers are found on the beaches of Cartagena and Barranquilla, and they are mainly tourists looking for the clothing options that Amelia offers. She sells from 8am until 5pm and her purchases are made weekly in cash at places that have constant promotions and sales that are convenient for her, and especially for her customers. In the future, her goal is to have her own home by working a lot and saving for this accomplishment. She is currently applying for a Kiva loan and this is the first time she will receive financing from the Mario Santo Domingo Foundation. She will buy beach clothing with the loan, which is the most popular among her regular customers. This will increase her sales volume and earn more profits, which will benefit her family and especially her children.

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Translated from Spanish by Kiva volunteer Amy Polenske

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